Dear Parents, Casual Harassment Needed

 

At what point did my parents stop reminding me to go to the dentist? Sure, I’ve never ever gone more than 6 months without going. But why have years gone by without any of my parents reminding me to do this? It’s important. When did they stop? And why?

I was pondering this yesterday as, in celebration of my 26th birthday, I became one of the 47 million Americans who are uninsured. That’s right, if I broke my leg today I’d be broke in a hot second from all the medical bills because I am that idiot who doesn’t understand how to buy insurance. Because up until yesterday, I’d been on the glorious train that is my parents health insurance. Let me back on…please…I beg you.

jess new girl crying

To be fair, I’ve tried. Healthcare.gov doesn’t always work. After many attempts, it tells me that it has sent an email to my email address, the next step in the process, and yet it has not. I’ve tried and tried and some days, the whole dang website has been unavailable.

But let’s not make excuses. There were other ways to get insurance, I just haven’t tried them (yet). I tell myself that I’ve just been too busy. So I guess that means I’ll have to cut back on my incredibly reckless lifestyle of averaging 3 hours of Netflix a day, doing zero athletic activities, and setting a world record for the number of consecutive days I’ve worn the same pair of yoga pants.

Girls Hannah Gif

I’m shocked by how laid back my parents have been about this. I needed them to start nagging me about it back in January. To tell me that if I didn’t get it together that I’d be uninsured and to stress how bad that is. Why don’t they lecture me about stuff anymore? I needed those lectures and I still need them. Parents, get it together!

Some other things I’d like my parents to casually harass me about:

  1. Get an oil change, Nadine. Your car is hella old (Okay parents, please don’t say hella. I just really wanted to.) and you need to be kind to it.
  2. Floss. Every day.
  3. Save money. Where is your emergency fund? You have to have 5 months of living expenses in an emergency fund!
  4. Are you making a direct deposit to your IRA? No, Nadine, $20 per pay check will not be enough for you to retire. Ever.
  5. Don’t use credit cards. Don’t you dare.
  6. Why do you wait 4 weeks to do laundry? You are a slob.
  7. Stop letting your gas tank get to empty every time and then having a panic attack when you realize that you may actually run out of gas this time.

These can all be followed with phrases like “we taught you better than that”. Seriously. I’ll take the guilt just for the reminders. Parents, you don’t stop being parents just because your kid is an adult. In all fairness, they’re still exceptionally good at that other parent thing: unconditional love. Plus, much of the time they treat me like a *gasp* equal and friend. And yeah, yeah, I know I’m old enough that I should be doing all those things on my own. But still, I miss the reminders.

On that note, I’m going to be indoors for the next two days as we get hit with another epic snowstorm. Can’t risk slipping on ice and breaking a hip.

YOU MIGHT LIKE:
  • I agree with your list. I need my parents to remind me about most (if not all) of those things. Oh I would also like my parents to remind me to get my life together!

  • I fear the day I get kicked off my mother’s insurance. She works for the insurance company so I’m like quadrupaly covered for everything, and I shudder to think what that actually costs. The oil change thing too…I always relied on my mom, or the sticker. Now I realized the place I’ve been going to doesn’t use stickers, so I’m going to have to remember on my own. RIP car.

  • Growing up sucks for these reasons. Doing things on our own?! What were these parents for then!? haha.. no but really. I’m so glad I live in Canada and don’t have to go through the whole insurance thing!

  • 1. Does your employer offer health insurance?
    2. Don’t use healthcare.gov. Check with individual health insurance company: Blue Cross Blue Shield, United Healthcare, etc.
    3. Set yourself automatic reminders on your phone or computer! That’s what I do!

  • I just got kicked off a couple weeks ago too…not a fun feeling… I did manage to squeeze one last dentist trip in! I’ve started flossing like crazy too. Pretty sure I’m going to just take the fine this year and enroll next year. Oh the joys of turning 26….

  • Last month I had to get new insurance, since my old plan was no longer being offered….I started this process in OCTOBER and just finished in January. It was agonizing. My new plan is $140 more per month that my last and all the insurance agents were asshats. I live in PA and ended up going with Geisenger…best rates, best customer service. I know you’re pain.

  • I’m scared – I have exactly 10 months and 30 days before I get kicked off. That means (hopefully) full-time job with benefits. And I live with my parent. Does that mean they remind me? Not exactly…

  • I wish my Dad had talked to me more about money. The emergency fund and the credit card talk would have been really helpful!

  • Z

    My mom jokes that every time we talk on the phone she “lectures” (reminds) me about the same things. I blame the fact that to do a few errands, I have to wait until I’m in the right part of the city (curse public transportation!). That…and I’m lazy. That Hannah gif is on point!

  • Omg yes, it was like once I hit college, they kind of just peaced out on the nagging. Sometimes, I desperately need them to nag me!!

  • Haha yes this is amazing! I just turned 23 and got booted from my parents dental and vision insurance plans {a loophole I definitely didn’t know existed} and while I’m still on their overall health plan, I feel your pain.

  • I guess I better enjoy the next five years of being on my parents’ health insurance plan. Also, I would love to be reminded of all those other things as well. Being “independent” is only fun for so long. Or not at all. I can’t decide.

  • I agree with you! I wish my parents had nagged me about some of that stuff once I moved out. Although now I have a husband to nag me about things like getting my oil changed and saving money!

  • how DARE they not remind us to schedule our dental hygiene appointments! the NERVE! this is an outrage!

    haha you sound just like my husband about the gasoline

  • This happened to me last summer – not having insurance is scary!

  • I also recently turned 26 and became uninsured. I’ve never broken a bone in my body, but this will probably be the time that it happens!

  • love your list. i need someone to harass me about putting gas in my car too. luckily my husband changes my oil now, but before we were dating? uhhh let’s just say car maintenance was severely neglected. i hope the insurance thing is easier than you think! i mean, otherwise maybe tell N you have to get married so you can get on his insurance? just saying, seems like a legit reason to me 😉

  • haha love this. There are certain things that I wish my Mum would quit hassling me about, but there are other things where I’m like, “Why didn’t you remind me, Mum?!” haha she can’t win. Poor Mum! :p

  • I tried this on my dad the other day and his response was that once I reach 25, I’m supposed to start reminding him of these things… What?!?!? That’s ridiculous. So then I threatened him with no grand kids EVER if he’s going to make me take care of them. And then I scheduled a dentist appointment (which I will probably cancel because I looked up his picture online and was scared.) Sorry for the ramble. In short, I agree.

    • and by “them” – I meant him. I just reread that and realized it sounded like i was going to have children and not take care of them. Yikes.

  • Isn’t it ironic that when we were younger, those things were just our parents nagging and I’d normally huff and sigh: “I knooooow!!!”

    Hilarious! Today I feel like I know nothing in comparison to what my 16 year old self knew – apparently E.V.E.R.Y.T.H.I.N.G!

    Thanks for the funny post!
    x

  • I should start renting out my mom. She love mothering all my friends and telling them what they should be doing (in a nice way though)

  • SO TRUE. I seriously need my parents to continue reminding me of these things. How did they decide to stop? Like really…what did I even do to help them conclude that I no longer need their urging with these things?

  • Ugh. My parents still “remind” me of things and it drives me crazy! I’m 37, for crying out loud!

  • I get dropped in a few weeks too 🙁 this growing up stuff is for the birds!!!!

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